In 2026, the FHA loan limit in the county of Livingston within Livonia, NY is set at $472,030 for a single-family home. For two-unit properties, the limit is $604,400, extending to $730,525 for three-unit homes and $907,900 for four-unit residences.
For conventional loans, the maximum amount for a single-family residence stands at $726,200. If you have two units, the cap is $929,850; for three units, it's $1,123,900; and for four units, it rises to $1,396,800.
Our FHA calculator helps you see today’s best FHA rates and determine the necessary downpayment, income, credit, reserves, and documents needed to qualify.
Utilize the Lendersa® calculator to compare FHA loan rates and terms with those of other varieties of loan programs. Delve into options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® efficiently collects loan data from thousands of lenders, rapidly aligning this information with your financial profile to match your specific needs.
For 2026, the Loan Limits Comparison Table in Livonia within Livingston, NY, provides insights into the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To fully assess qualification prerequisites such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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