During 2026, the FHA loan limits in Jericho, Nassau county, NY, are set as follows: $1,089,300 for a single-family home, $1,394,775 for two-unit properties, $1,685,850 for three-unit buildings, and $2,095,200 for four-unit homes.
For conventional loans, the maximum amounts stand at $1,089,300 for single-family residences, $1,394,775 for duplexes, $1,685,850 for triplexes, and $2,095,200 for fourplexes.
Utilize our FHA calculator to see the best FHA rates today and calculate the necessary downpayment, income, credit, reserves, and documentation needed to qualify.
The Lendersa® calculator compares FHA rates and terms with those of other loan programs, allowing you to explore options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers extensive loan program data from thousands of lenders, offering quick comparisons tailored to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Jericho, county of Nassau, NY, outlines the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For assessing qualification criteria like income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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