2025 FHA (Government Loans) Limits for Franklin-Square, Nassau County, New York

In the year 2025, the FHA loan limits for Franklin-Square county within Nassau, NY, are set as follows: $822,375 for a single-family home, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.

The maximum amount for conventional loans on a single-family house is $822,375. For a two-unit property, it's $1,053,000, for three units $1,272,750, and for four units, $1,581,750.

Utilize our FHA calculator to uncover today's top FHA rates and understand qualifications such as downpayment, income, credit score, reserves, and required documents.

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With the Lendersa® calculator, you can compare FHA rates and terms with other loan options like Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.

Lendersa® gathers extensive loan data from countless lenders, quickly evaluating it against your unique financial profile and requirements.

The Loan Limits Comparison Table for 2025 in Franklin-Square county of Nassau, NY, allows you to examine the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To assess qualification requirements including income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Franklin-Square county of Nassau, NY

SFR 2 Units 3 Units 4 Units
FHA $822,375 $1,053,000 $1,272,750 $1,581,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $822,375 $1,053,000 $1,272,750 $1,581,750
USDA $0 $0 $0 $0
VA $822,375 $1,053,000 $1,272,750 $1,581,750
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • 4311 Middle Settlement Road, New Hartford, NY, 13413
  • GPO Federal Credit Union is proud to be one of the area’s largest credit unions, serving more than 30, 000 members from Oneida, Herkimer, Madison Counties and beyond. As a credit union, we are a not-for-profit, member-owned financial cooperative. At GPO, our mission statement is simple, ‘Our Focus is You’. We aim to serve our members.
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  • First Source Federal Credit Union is dedicated to helping people Live Smarter, offering financial services and education to improve the quality of life of their Members and the communities they serve. Founded in 1938, First Source is a not-for-profit, Member-owned financial cooperative with branches in New Hartford, North Utica, South Utica, Rome,
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  • AmeriCU is a not-for-profit credit union owned by members like you. We offer the same products and services as a bank (plus insurance and financial planning) – but with low or no fees, and better rates. Founded in 1950, today AmeriCU has grown to more than 127, 000 members and more than $1.5 billion in assets.
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