For 2026, the FHA has set the loan limits in Marcellus county of Onondaga, NY at $472,030 for single-family homes, $604,400 for properties with two units, $730,525 for those with three units, and $907,900 for four-unit buildings.
On the conventional side, the top allowable loan amount for single-family homes is $726,200. For two-unit residences, it is $929,850, three-units are capped at $1,123,900, and four-unit homes are at $1,396,800.
Use our FHA calculator to check out the optimum FHA rates today and calculate the necessary downpayment, income, credit, reserves, and paperwork required for approval.
Using the Lendersa® calculator, you can directly compare FHA rates and terms with those from various other loan programs. Investigate and contrast options involving Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® swiftly gathers loan data from numerous lenders and matches it to your specific financial profile and requirements.
Consult the Loan Limits Comparison Table for 2026 in Marcellus county within Onondaga, NY for comparisons of the largest loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare requirements like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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