In 2026, the FHA loan limits for Massapequa county of Nassau, NY are set at $1,089,300 for a single-family home, increasing to $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four units.
The maximum for conventional loans on a single-family residence is $1,089,300, with $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four units.
Utilize our FHA calculator to check today’s top FHA rates and figure out the required downpayment, income, credit, reserves, and documentation needed for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms alongside those of other loan types, including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money. Look into these various options to make an informed choice.
Lendersa® compiles data from thousands of lenders, swiftly aligning it with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Massapequa county, Nassau, NY, provides maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To evaluate qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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