In 2026, FHA loan limits in South-Farmingdale, located within Nassau county, NY, are set at $822,375 for single-family homes, $1,053,000 for houses with two units, $1,272,750 for three-unit dwellings, and $1,581,750 for properties with four units.
Conventional loan caps are fixed at $822,375 for single-family residences. For two-unit homes, the limit is $1,053,000; for homes with three units, it's $1,272,750; and for those with four units, the limit is $1,581,750.
Utilize our FHA calculator to discover today's optimal FHA rates, ascertain the needed downpayment, evaluate income, check credit status, reserves, and compile the necessary documents for qualification.
Use the Lendersa® calculator to compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® gathers comprehensive loan data from numerous lenders, rapidly finding a fit with your distinct financial profile and individual needs.
For 2026, the Loan Limits Comparison Table in South-Farmingdale, county of Nassau, NY, examines maximum amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To scrutinize qualification requirements such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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