For the year 2026, the FHA loan threshold in North-Massapequa, situated within Nassau county, NY, is $822,375 for single-family homes. It increases to $1,053,000 for two-unit properties, $1,272,750 for three units, and $1,581,750 for four units.
Conventional loans allow a maximum of $822,375 on a single-family home, $1,053,000 for dual units, $1,272,750 for triple units, and $1,581,750 for quadruple units.
Use our FHA calculator to access today's top FHA rates and define the required downpayment, income, credit status, and necessary reserves and documentation for qualification.
The Lendersa® calculator facilitates the comparison of FHA rates and terms against other loan products, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers extensive loan data from numerous lenders and quickly matches it with your unique financial situation and requirements.
With the 2026 Loan Limits Comparison Table in North-Massapequa, Nassau county, NY, review maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan offerings. For eligibility comparisons involving income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
