Throughout 2025, the FHA loan limits in Massapequa-Park within Nassau, NY are set at: $822,375 for single-family homes, $1,053,000 for duplexes, $1,272,750 for triplexes, and $1,581,750 for four-unit properties.
The conventional loans max out at $822,375 for a single-family unit, $1,053,000 for two-unit structures, $1,272,750 for tri-unit buildings, and $1,581,750 for quad-unit homes.
Utilize our FHA calculator to access current top FHA rates and evaluate downpayment necessities, income requirements, credit evaluations, reserves, and the necessary documents for qualification.
Through the Lendersa® calculator, compare FHA rates and terms with a variety of other loan programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates extensive data from thousands of lenders, quickly aligning it with your individual financial profile to meet your unique needs.
The Loan Limits Comparison Table for 2025 in Massapequa-Park, in Nassau, NY, provides a comprehensive comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualifications such as income, reserves, and credit requirements, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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