In 2026, FHA loan limits in the county of Yates, found in Milo, NY, are detailed as follows: $472,030 for a single-family home, $604,400 for two-unit homes, $730,525 for three-unit residences, and $907,900 for properties with four units.
The maximum allowable amounts for conventional loans are $726,200 for a single-family home, increasing to $929,850 for properties with two units, $1,123,900 for three units, and $1,396,800 for properties accommodating four units.
Leverage our FHA calculator to observe today's preferred FHA rates, and work out the downpayment, income, credit score, and reserves required, along with necessary documents for loan eligibility.
The Lendersa® calculator allows you to contrast FHA rates and terms with those of other available loan programs. Explore and evaluate options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA alternatives.
Lendersa® rapidly accumulates data from thousands of lenders, providing instantaneous comparisons against your unique financial needs and profile.
Refer to the Loan Limits Comparison Table for 2026 in Milo, county of Yates, NY to juxtapose maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To scrutinize qualification metrics such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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