In 2026, the FHA loan limit for Romulus county in Seneca, NY is set at $472,030 for a single-family house. For two-unit properties, it's $604,400, for three-unit homes, $730,525, and for four-unit dwellings, the limit is $907,900.
The maximum conventional loan amount for a single-family residence is $726,200. For two-unit homes, the limit is $929,850; for three units, it's $1,123,900; and for four-unit properties, it is $1,396,800.
Utilize our FHA calculator to discover today’s top FHA rates and determine the necessary down payment, income levels, credit score, reserves, and documentation needed for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those from all other loan programs. Analyze and review options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
With data from thousands of lenders, Lendersa® swiftly compares loan programs against your individual financial profile and needs.
Check the Loan Limits Comparison Table for 2026 in Romulus county of Seneca, NY, to examine FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Utilize Lendersa®'s Super Loan Integrated Qualifier (SLIQ™) to assess qualification criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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