For 2026, the FHA loan limits in Starkey, within Yates county, NY, are as follows: $472,030 for a single-family home. Properties with two units have a limit of $604,400, three-unit residences are capped at $730,525, and those with four units have a limit of $907,900.
The maximum loan amounts for conventional loans on a single-family residence are set at $726,200. For homes with two units, the limit is $929,850; for three units, it's $1,123,900; and for four-unit properties, the ceiling is $1,396,800.
Utilize our FHA calculator to discover today’s best rates and ascertain the necessary downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator facilitates the comparison of FHA rates and terms with those of various other loan programs. Dive into options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® efficiently compiles data from thousands of lenders and swiftly matches it with your unique financial profile and needs.
In 2026, the Loan Limits Comparison Table for Starkey, county of Yates, NY, provides insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To comprehensively assess qualification requirements like income, reserves, and credit, refer to the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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