In 2026, the FHA loan threshold for a single-family residence in Jerusalem county, situated in Yates, NY, is $472,030. For two-unit properties, it is $604,400; for three units, it stands at $730,525; and for four-unit homes, the limit is $907,900.
The upper limit for conventional loans on a single-family home is $726,200. For properties with two units, the cap is $929,850, for three units it's $1,123,900, and for four units, the maximum is $1,396,800.
Access our FHA calculator to explore today's top FHA rates and identify the necessary down payment, income, credit rating, reserves, and documents for qualification.
The Lendersa® tool allows you to compare FHA rates and terms with those from various other loan programs. Delve into options like Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans alongside FHA deals.
Lendersa® accesses data from thousands of lenders, instantly aligning it with your personal financial profile and objectives.
The Loan Limits Comparison Table for 2026 in Jerusalem county of Yates, NY enables a comparison of maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Compare qualifications like income, reserves, and credit with Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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