In 2025, the FHA loan limits in Mooers, located in Clinton county, NY, are $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-unit homes, and $907,900 for four-unit buildings.
The maximum loan amounts for conventional loans on a single-family residence are set at $726,200. For properties with two units, it's $929,850, for three units, $1,123,900, and for those with four units, the limit is $1,396,800.
Use our FHA calculator to access today’s optimal FHA rates and determine the required downpayment, income requirements, credit score, reserves, and necessary documents to qualify.
The Lendersa® calculator allows you to compare the rates and terms of FHA loans alongside those of other loan programs. Explore and evaluate Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA options.
Lendersa® efficiently retrieves loan program data from thousands of lenders, quickly comparing it to your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Mooers within Clinton, NY, provides detailed comparisons of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly examine qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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