In 2026, the FHA loan limits for Moreau in Saratoga county, NY are set as follows: $472,030 for a single-family home, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit homes.
The maximum amounts for conventional loans are $726,200 for a single-family unit, $929,850 for two-unit dwellings, $1,123,900 for three-unit properties, and $1,396,800 for four-unit buildings.
Utilize our FHA calculator to access the best FHA rates available today. Determine the necessary downpayment, income requirements, credit score, reserves, and documentation needed for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with other loan programs. This includes options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA offerings.
Lendersa® gathers comprehensive data from thousands of lenders, quickly assessing it against your unique financial situation and needs.
For 2026, view the Loan Limits Comparison Table in Moreau, Saratoga county, NY, which examines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate qualification criteria such as income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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