As of 2026, the FHA loan limits in Orangetown county, Rockland, NY are set at $1,089,300 for a single-family dwelling, $1,394,775 for two-unit homes, $1,685,850 for three-unit residences, and $2,095,200 for four-unit properties.
The maximum eligible loan amount for conventional loans on a single-family house stands at $1,089,300. For two-unit homes, it increases to $1,394,775, reaching $1,685,850 for three units, and $2,095,200 for four units.
Utilize our FHA calculator to discover the best FHA rates today and find out the required downpayment, income, credit score, reserves, and necessary documents for qualification.
The Lendersa® calculator aids in comparing the terms and rates of FHA against those of other loan programs. Delve into options like Conventional loans, Jumbo loans, VA loans, USDA loans, Non-Qm programs, as well as hard money loans, alongside FHA options.
Lendersa® sources data from numerous lenders and delivers tailored comparisons to suit your specific financial profile and requirements within moments.
The Loan Limits Comparison Table for 2026 in Orangetown county, Rockland, NY presents a comparison of upper loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification criteria such as income, reserves, and credit, make use of Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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