In 2026, the FHA loan limit in Plattekill county of Ulster, NY is set at $472,030 for a single-family home. For 2-units, it's $604,400; for 3-units, it's $730,525; and for 4-units, the limit is $907,900.
The maximum amount for conventional loans on a single-family residence is $726,200. It increases to $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Access our FHA calculator to check today's premier FHA rates and to determine the necessary downpayment, income, credit requirements, reserves, and needed documents for qualification.
The Lendersa® calculator facilitates comparisons of FHA rates and terms with those of other loan programs. Evaluate and consider options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® efficiently gathers and processes loan data from thousands of lenders, quickly matching it to your financial profile and requirements.
For the year 2026 in Plattekill county of Ulster, NY, the Loan Limits Comparison Table allows evaluation of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To compare qualification criteria involving income, reserves, and credit, explore the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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