In 2026, the FHA loan limits in Newburgh county, which is in Orange, NY, are: $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
The maximum conventional loan amount for single-family residences is $726,525. For two units, it's $930,300, for three units $1,124,475, and $1,397,400 for four units.
Utilize our FHA calculator to check today’s best FHA rates and determine what you need for downpayments, income, credit, reserves, and qualification documents.
With the Lendersa® calculator, you can compare FHA rates and terms with all other loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® uses data from thousands of lenders to quickly match loan programs to your unique financial profile and needs.
For 2026, the Loan Limits Comparison Table in Newburgh county of Orange, NY shows maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and Hard Money loans. To compare qualifications such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,200 | $581,200 | $581,200 | $581,200 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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