In 2026, within the county of Orange, NY, the FHA loan limits in Walden are as follows: $472,030 for a single-family home, $604,400 for properties with 2-units, $730,525 for 3-units, and $907,900 for 4-units.
For conventional loans, the maximum amounts available are $726,525 for a single-family residence, $930,300 for two-unit houses, $1,124,475 for three-unit homes, and $1,397,400 for four-unit buildings.
Utilize our FHA calculator to view today’s prime FHA rates and understand the required downpayment, income, credit, reserves, and necessary documentation for qualification.
The Lendersa® calculator is designed to enable comparisons of FHA rates and terms with those of all other available loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently gathers extensive loan program data from thousands of lenders and compares it swiftly with your unique financial scenario and requirements.
The Loan Limits Comparison Table for 2026 in Walden, Orange County, NY, illustrates maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification factors such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,200 | $581,200 | $581,200 | $581,200 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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