For 2026, FHA loan limits in Gardiner county of Ulster, NY are outlined as follows: $472,030 for a single-family home, $604,400 for two-unit residences, $730,525 for three-unit homes, and $907,900 for four-unit buildings.
Conventional loans maximum amounts for a single-family property are $726,200. They are $929,850 for two units, $1,123,900 for three units, and $1,396,800 for properties with four units.
Utilize our FHA calculator to explore the best available FHA rates today and ascertain the downpayment, income, credit, reserves, and documentation needed for eligibility.
The Lendersa® calculator helps compare FHA rates and terms with those of other loan programs. Evaluate options including Conventional, Jumbo, VA, USDA, Non-QM, and also hard money loans, alongside FHA.
Lendersa® quickly aggregates information from thousands of lenders, matching it against your distinctive financial profile and needs within seconds for tailored comparisons.
The Loan Limits Comparison Table for 2026 in Gardiner county, Ulster, NY provides comparisons of the maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine criteria like income, reserves, and credit, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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