In 2025, FHA loan limits in Shawangunk, located in Ulster county, NY, are set at $472,030 for single-family homes, $604,400 for two-units, $730,525 for three-units, and $907,900 for four-units.
The maximum amounts for conventional loans reach $726,200 for single-family residences, rising to $929,850 for two-units, $1,123,900 for three-units, and $1,396,800 for homes with four units.
Use our FHA calculator to view today’s optimal FHA rates and determine the necessary downpayment, income, credit score, reserves, and documentation required for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those available in other loan programs. Consider options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA products.
Lendersa® compiles extensive data from thousands of lenders, efficiently aligning this information with your unique financial profile and needs.
Access the Loan Limits Comparison Table for 2025 in Shawangunk, Ulster county, NY, which provides details on the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess required qualifications like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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