In the year 2026, the FHA loan limits for housing in Orangeburg county of Rockland, NY are set as follows: $1,089,300 for a single-family home, $1,394,775 for a property with two units, $1,685,850 for three-unit properties, and $2,095,200 for those with four units.
The highest allowable conventional loan amount on a single-family residence is $1,089,300. For homes with two units, the cap is $1,394,775; for three units, it's $1,685,850; and for four-unit properties, the limit is $2,095,200.
Utilize our FHA calculator to view today's leading FHA rates and to identify the necessary down payment, income requirements, credit score, reserves, as well as any necessary documentation to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those from other loan programs. Analyze and compare a range of options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA loans.
Lendersa® aggregates loan data from thousands of lenders and matches it efficiently to your financial profile and individual needs in just seconds.
The Loan Limits Comparison Table for 2026 in Orangeburg county of Rockland, NY offers a detailed analysis of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate requirements like income, reserves, and credit, utilize Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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