In 2025, FHA loan limits in Pearl-River within Rockland county, NY, are: $822,375 for a single-family home, $1,053,000 for two-unit buildings, $1,272,750 for three-units, and $1,581,750 for properties with four units.
For conventional loans, the maximum amounts are $822,375 for a single home, increasing to $1,053,000 for duplexes, $1,272,750 for triplexes, and $1,581,750 for four-unit homes.
Utilize our FHA calculator to see today's best FHA rates. It can help determine requirements for downpayments, income, credit, reserves, and the necessary documents to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with a range of other loan programs. Examine and compare options for Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects comprehensive loan data from numerous lenders, swiftly aligning it to your specific financial situation and needs.
Explore the Loan Limits Comparison Table for 2025 in Pearl-River, Rockland county, NY, which compares maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification needs like income, reserves, and credit, apply the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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