In 2026, the FHA loan limits in Queens county of Queens, NY are defined as $1,089,300 for a single-family home, $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four-unit properties.
The maximum loan amounts for conventional loans on a single-family home are $1,089,300. For two units, it's $1,394,775; for three-unit residences, the cap is $1,685,850; and for four units, it extends to $2,095,200.
Utilize our FHA calculator to explore today’s top FHA rates, calculating down payments, income, credit requirements, reserves, and documents needed for qualification.
The Lendersa® calculator provides a comparison of FHA rates and terms with various other loan programs. Delve into options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® accumulates extensive loan program data from thousands of lenders and efficiently compares it to your financial profile and specific needs.
For 2026, the Loan Limits Comparison Table in Queens county, Queens, NY allows for the comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for reviewing qualification requirements involving income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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