For 2026, the FHA loan limits in South-Blooming-Grove county of Orange, NY are set as follows: $356,500 for a single-family home, $456,350 for properties with two units, $551,650 for three-unit homes, and $685,550 for those with four units.
When it comes to conventional loans, the maximum amount available for a single-family dwelling is $726,525. For two-unit homes, it is $930,300, for three units, $1,124,475, and for four units, the cap is $1,397,400.
Utilize our FHA calculator to identify today’s most competitive FHA rates, and to calculate the required downpayment, income, creditworthiness, reserves, and necessary documentation to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Explore a wide array of financial options alongside FHA offerings.
Lendersa® quickly gathers comprehensive loan program data from thousands of lenders, allowing you to compare it against your personal financial profile and individual needs.
Review the Loan Limits Comparison Table for 2026 in South-Blooming-Grove county of Orange, NY. This table provides a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,500 | $456,350 | $551,650 | $685,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,220 | $581,220 | $581,220 | $581,220 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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