In 2026, FHA loan limits in Monroe county of Orange, NY are $472,030 for a single-family home, $604,400 for two-unit homes, $730,525 for three units, and $907,900 for four units.
The maximum conventional loan amount for a single-family residence is $726,525. For two units, it's $930,300, for three units, $1,124,475, and for four units, it's $1,397,400.
Use our FHA calculator to see today's top FHA rates and find out the necessary downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator enables comparison of FHA rates and terms with those of other loan programs. Consider alternatives like Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® efficiently compiles data from thousands of lenders, quickly aligning it with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Monroe county, Orange, NY, displays maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To evaluate qualifications such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,200 | $581,200 | $581,200 | $581,200 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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