In 2025, the FHA loan limit in Kiryas-Joel county, Orange, NY, is $356,500 for a single-family home, going up to $456,350 for two units, $551,650 for three units, and $685,550 for four units.
The maximum loan amount for conventional loans on a single-family residence is $726,525, increasing to $930,300 for two units, $1,124,475 for three units, and $1,397,400 for four units.
Use our FHA calculator to access today’s top FHA rates and determine what downpayment, income, credit, reserves, and documentation are necessary for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of numerous other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans. Look into all available possibilities thoroughly.
Accessing data from thousands of lenders, Lendersa® efficiently matches offers to your financial profile and needs.
The Loan Limits Comparison Table for 2025 in Kiryas-Joel county, Orange, NY, shows the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money options. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for evaluating qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,500 | $456,350 | $551,650 | $685,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,220 | $581,220 | $581,220 | $581,220 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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