In 2026, the FHA loan limit for Palm-Tree county of Orange, NY stands at $356,500 for a single-family home. For two units, it's $456,350, for three units $551,650, and for four units $685,550.
The maximum loan limit for conventional loans on a single-family residence is $726,525. It rises to $930,300 for two-unit properties, $1,124,475 for three-unit properties, and $1,397,400 for properties with four units.
Use our FHA calculator to find today’s best FHA rates and determine necessary downpayments, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator enables comparison of FHA rates and terms with those of other loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans. Investigate these options to find the best fit.
Lendersa® compiles data from thousands of lenders, quickly aligning it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Palm-Tree county of Orange, NY details the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. Use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification needs such as income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,500 | $456,350 | $551,650 | $685,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,220 | $581,220 | $581,220 | $581,220 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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