In 2025, the FHA loan limit in Clayton county of Montgomery, OH is $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for four-unit residences.
For conventional loans, the highest amount available on a single-family home is $726,200. It is $929,850 for two units, $1,123,900 for three-unit homes, and $1,396,800 for four-unit properties.
Utilize our FHA calculator for today’s optimal FHA rates and determine required downpayment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator provides the functionality to compare FHA rates and terms with those of other loan programs, like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® sources loan data from numerous lenders and quickly matches it against your financial profile and needs.
The Loan Limits Comparison Table for 2025 in Clayton county, Montgomery, OH helps compare FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To review qualification criteria such as income, reserves, and credit, use Lendersa® SLIQ™.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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