In 2026, the loan limit set by FHA in Union, part of the county of Montgomery, OH, is $472,030 for a single-family home. Limits rise to $604,400 for two-unit homes, $730,525 for three-unit buildings, and $907,900 for properties with four units.
As for conventional loans, the highest loan amounts are $726,200 for a single-family dwelling, increasing to $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for fourplexes.
Our FHA calculator helps you explore the most favorable FHA rates available today, and aids in determining the down payment, income, credit score, reserves, and documentation necessary for qualification.
The Lendersa® calculator allows you to compare FHA rate terms against those of all other loan programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, enabling a comprehensive exploration of options.
Lendersa® quickly assembles loan program data from a wide array of lenders, comparing it effectively to your personal financial profile and needs.
Utilize the Loan Limits Comparison Table for 2026 in Union, within the county of Montgomery, OH, to analyze maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a deeper dive into qualification requirements—including income, reserve funds, and credit scores—use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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