For 2025, FHA loan limits in Trotwood within Montgomery County, OH, are $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-unit residences, and $907,900 for four-unit dwellings.
The maximum loan amounts for conventional mortgages on single-family homes are set at $726,200, while two-unit homes have a limit of $929,850, three-unit buildings allow $1,123,900, and four-unit properties maximize at $1,396,800.
Use our FHA calculator to check today’s leading FHA rates and determine down payment, income, credit, reserves, and necessary documents needed for qualification.
The Lendersa® calculator lets you compare FHA rates and terms against those from other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, for comprehensive exploration and comparison.
Lendersa® accesses comprehensive loan data from thousands of lenders, matching it to your specific financial profile and needs.
The Loan Limits Comparison Table for 2025 in Trotwood, Montgomery, OH offers insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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