FHA Loan Limits for Englewood, Montgomery County, OH in 2025

In 2025, the FHA loan limits in Englewood county, found in Montgomery, OH, are as follows: $472,030 for single-family homes, $604,400 for two-unit residences, $730,525 for buildings with three units, and $907,900 for four-unit properties.

The maximum conventional loan amount for a single-family home is $726,200. For two-unit properties, it is $929,850, for homes with three units, it is $1,123,900, and for four units, the limit is $1,396,800.

Utilize our FHA calculator to find today’s best FHA rates and determine what downpayment, income, credit, reserves, and documents are required for eligibility.

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Assess your loan choices in Englewood, OH

The Lendersa® calculator empowers you to compare FHA rates and terms with those from other loan programs. Investigate options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.

Lendersa® compiles extensive data from thousands of lenders, and quickly aligns it to your particular financial profile and needs.

View the Loan Limits Comparison Table for 2025 in Englewood county of Montgomery, OH, for an analysis of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualifications like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Englewood county of Montgomery, OH

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Home Mortgage Solutions
  • 2600 Oakstone Dr, Columbus, OH, 43231
  • HMS is a full service mortgage company operating in Ohio and Florida. At HMS, our approach with every customer is to provide white glove service. Our customers are given the highest level of care, consideration, and attention to detail; while receiving the best interest rate and best loan approval for each particular situation.
  • Ohio Capital Mortgage
  • 2531 Tiller Lane, Suite B, Columbus, OH, 43231
  • We provide personal, hands-on service from start to finish. With a variety of mortgage products, our experienced and knowledgeable team is able to offer the perfect solution for you. We are dedicated to making the lives of our customers better by providing a hands-on, personalized mortgage lending process.
  • Omniscient Real Estate Finance Corporation
  • 2602 Oakstone Drive, Columbus, OH, 43231
  • Omniscient Real Estate Finance Corporation is a true mortgage broker devoted to serving the needs of the community. Omniscient works with a variety of lenders to ensure we find the best loan options for your situation. Our program strives to strengthen communities by empowering individuals to become effective homeowners
  • Direction Mortgage
  • 649 Lancaster Pike, Suite 100, Circleville, OH, 43113
  • Direction Mortgage has helped thousands of people navigate their way through the home buying maze and achieve their dream of home ownership...and we’ve done so with pride since 1992. We can help you obtain an FHA (Federal Housing Administration), USDA Rural Development, VA or Conventional loan. Direction Mortgage can help you find the loan
  • First Service Federal Credit Union
  • 100 Main St, Groveport, OH, 43125
  • "First Service has mortgage loans with a variety of rates and terms. We can even pre-approve you for a loan. Your shopping experience will be more enjoyable knowing that the home you select will fit your budget New Purchase Low Fixed Rates Variable Rates Conventional Mortgages FHA • VA First Time Buyers Refinance Cash Out"
  • KEMBA Financial Credit Union
  • 555 Officenter Place, Gahanna, OH, 43230
  • KEMBA Financial Credit Union was founded in 1933 as the credit union for the employees of The Kroger Company, and stands for Kroger Employee Mutual Benefits Association. The original branch was inside the Kroger Bakery downtown, and in 1971 was relocated to East Broad Street in Whitehall.
  • Pathways Financial Credit Union
  • 5665 N. Hamilton Rd, Columbus, OH, 43230
  • Pathways Financial Credit Union is a not-for-profit financial cooperative owned by our members. While our many financial products and services are similar to what you find at banks and other for-profit institutions, there are fundamental differences at our branches of Pathways Financial Credit Union.
  • First Ohio Home Finance, Inc.
  • 385 County Line Rd W, Suite 200, Westerville, OH, 43082
  • Since opening its doors in 1996, First Ohio Home Finance, Inc. has established a solid reputation in the banking industry. As a local company, we’re committed to serving the needs of our local customers. That service has earned us an A+ rating with the Better Business Bureau, in addition to other industry awards.
  • Chivaho Federal Credit Union
  • 190 North Bridge Street, Chillicothe, OH, 45601
  • The mission of Chivaho Federal Credit Union is to provide opportunities to build member wealth and security through affordable financial services, creating a stronger community. Chivaho is a non-profit organization owned and operated by its members. The birth of the Credit Union began with seven members contributing $5.00 each
  • Homeland Credit Union
  • PO Box 1974, Chillicothe, OH, 45601
  • Homeland Credit Union. Homeland has provided financial services to generations of families. While we are proud of our past, we are excited about the opportunity to serve you and your family now and into the future."Credit Union. Homeland has provided financial services to generations of families.
  • Forcht Bank
  • 58 Broadway Street, Dry Ridge, KY, 41035
  • Every organization has a story--a core set of beliefs and values that tells the world who they are and what they represent. Forcht Bank's story is the one of our founder Terry Forcht. Long before Terry Forcht was known and recognized as one of Kentucky’s foremost entrepreneurs, he was a college professor
  • Wilbert L Butler Jr dba Premier Financial Services
  • 955 Mahle Drive, Reynoldsburg, OH, 43068
  • "We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. At Premier Financial Services our promise to you is to identify the best loan product"