In 2026, the FHA loan limits in Englewood county, found in Montgomery, OH, are as follows: $472,030 for single-family homes, $604,400 for two-unit residences, $730,525 for buildings with three units, and $907,900 for four-unit properties.
The maximum conventional loan amount for a single-family home is $726,200. For two-unit properties, it is $929,850, for homes with three units, it is $1,123,900, and for four units, the limit is $1,396,800.
Utilize our FHA calculator to find today’s best FHA rates and determine what downpayment, income, credit, reserves, and documents are required for eligibility.
The Lendersa® calculator empowers you to compare FHA rates and terms with those from other loan programs. Investigate options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® compiles extensive data from thousands of lenders, and quickly aligns it to your particular financial profile and needs.
View the Loan Limits Comparison Table for 2026 in Englewood county of Montgomery, OH, for an analysis of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualifications like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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