In 2026, the FHA loan limit in Cleves county, located in Hamilton, OH, is set at $472,030 for a single-family home, $604,400 for a property with 2 units, $730,525 for 3 units, and $907,900 for 4 units.
The conventional loan maximum amounts for single-family homes are $726,200, increasing to $929,850 for 2-unit properties, $1,123,900 for 3 units, and $1,396,800 for 4-unit residences.
Our FHA calculator can help you explore today’s leading FHA rates, while determining the necessary down payment, income, credit, reserves, and documentation required for qualification.
The Lendersa® calculator allows comparison of FHA rates and conditions with those from other loan program types. Compare options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers comprehensive data from numerous lenders, quickly evaluating it against your personalized financial profile and needs.
Use the Loan Limits Comparison Table for 2026 in Cleves, within Hamilton county, OH, to compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparison of qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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