In 2026, the FHA loan limit for Lincoln-Village county in Franklin, OH stands at $397,900 for a single-family home, $509,350 for properties with two units, $615,700 for three-unit homes, and $765,200 for residences with four units.
The maximum amount available for conventional loans on a single-family house is $548,250. For two-unit houses, it is $702,000, for three units, you have $848,500, and for four-unit dwellings, it is $1,054,500.
Make use of our FHA calculator to see today’s best FHA rates and evaluate the required downpayment, income level, credit criteria, reserves, and documents necessary for qualification.
The Lendersa® calculator enables you to compare FHA rates and terms against all other loan programs available. Soil through and compare options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, considering FHA as well.
Lendersa® collects extensive loan data from thousands of lenders, comparing it effectively with your specific financial profile and needs.
For 2026, use the Loan Limits Comparison Table in Lincoln-Village county of Franklin, OH for comprehensive comparisons among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM Reverse Mortgage, and hard money loan limitations. To assess qualifications like income, reserves, and credit conditions, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $397,900 | $509,350 | $615,700 | $765,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $318,300 | $318,300 | $318,300 | $318,300 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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