In 2026, the FHA loan limit in West-Jefferson county of Madison, OH, is $397,900 for single-family homes, $509,350 for two-unit properties, $615,700 for three-unit homes, and $765,200 for four units.
The highest loan amount for conventional loans on a single-family residence is $548,250, with $702,000 for two-unit homes, $848,500 for three units, and $1,054,500 for four-unit houses.
Use our FHA calculator to explore today’s FHA best rates and evaluate what downpayment, income, credit, reserves, and documents are needed to qualify.
The Lendersa® calculator allows a comparison of FHA rates and terms with those from all other loan program options. Considerations include Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers comprehensive loan data from thousands of lenders and quickly evaluates it against your specific financial profile and requirements.
The Loan Limits Comparison Table for 2026 in West-Jefferson within Madison, OH allows you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To assess qualification needs such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $397,900 | $509,350 | $615,700 | $765,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $318,300 | $318,300 | $318,300 | $318,300 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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