During 2026, the FHA loan limits in Gallipolis within the county of Gallia, OH, are as follows: $472,030 applies to a single-family home, while a 2-unit dwelling has a limit of $604,400. For a 3-unit home, the limit is $730,525, and for a 4-unit residence, it is $907,900.
The highest loan value for conventional loans on a single-family home is set at $726,200, with $929,850 designated for 2-units, $1,123,900 for 3-units, and for 4-unit homes, the amount is $1,396,800.
Our FHA calculator allows you to identify the most competitive FHA rates today, and it assists in determining the required downpayment, income, credit, reserves, and documentation needed for qualification.
The Lendersa® calculator is designed to compare FHA rates and terms with those from various other loan programs. Dive into and assess options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates loan program data from numerous lenders, rapidly matching it to your personal financial profile and requirements in a matter of seconds.
Use the Loan Limits Comparison Table for 2026 in Gallipolis, located in Gallia county, OH, to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed comparison of qualification criteria such as income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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