In 2025, the FHA loan limits in Wellston, within Jackson, OH, are established as follows: $472,030 for a single-family home, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for properties with four units.
For conventional loans, the maximum loan amount for a single-family residence is $726,200, increasing to $929,850 for two-unit homes, $1,123,900 for three-unit homes, and $1,396,800 for four-unit residences.
Use our FHA calculator to access today’s best FHA rates along with information on required down payments, necessary income, credit reserves, and documentation to qualify.
Lendersa®'s calculator provides comparisons of FHA rates and terms with those of all other loan programs. Consider reviewing Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® quickly compiles extensive loan data from thousands of lenders, aligning it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Wellston, Jackson, OH, allows for a side-by-side look at the maximum loan amounts possible for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For detailed analysis of qualification needs like income, reserves, and credit, try Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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