In 2026, the FHA loan limits in Lake-Darby county of Franklin, OH, are: $397,900 for single-family homes, $509,350 for two units, $615,700 for three units, and $765,200 for four units.
The maximum amounts for conventional loans on single-family residences are $548,250, with $702,000 for two-unit properties, $848,500 for three-unit homes, and $1,054,500 for four-unit properties.
Use our FHA calculator to access today’s best FHA rates and check the necessary down payment, income, credit, reserves, and documents needed for eligibility.
The Lendersa® calculator provides you with the ability to compare FHA rates and terms with other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By gathering extensive loan data from thousands of lenders, Lendersa® swiftly aligns it with your unique financial profile and needs.
For 2026, the Loan Limits Comparison Table in Lake-Darby county, Franklin, OH, offers a detailed comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $397,900 | $509,350 | $615,700 | $765,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $318,300 | $318,300 | $318,300 | $318,300 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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