In 2026, the FHA loan limits established in Oxford, within Butler County of OH, are $472,030 for a single-family residence. For two-unit homes, the cap is $604,400, for three-unit properties $730,525, and for four-unit buildings, it is $907,900.
Regarding conventional loans, the maximum allowable amount for a single-family dwelling is $726,200. For duplexes, it reaches $929,850; for triplexes, $1,123,900, and for four-unit residences, the limit is $1,396,800.
Our FHA calculator allows you to discover today’s optimal FHA rates, helping determine necessary down payments, income, credit status, reserves, and documents for qualification.
With Lendersa®'s calculator, you can compare FHA rates and terms alongside those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, thus facilitating comprehensive exploration.
Lendersa® collects and evaluates loan data from thousands of lenders, efficiently matching it against your personal financial criteria and needs.
The Loan Limits Comparison Table for 2026 in Oxford, situated in Butler, OH, provides a detailed parallel evaluation of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money categories. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to scrutinize qualification standards, covering income, reserves, and credit assessment.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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