For the year 2026, within Three-Rivers, which is part of Deschutes county in OR, the FHA loan limits are defined as follows: $460,000 for single-family homes, $588,850 for properties with two units, $711,800 for three-unit homes, and $884,600 for residences with four units.
The highest loan amounts available for conventional loans on a single-family dwelling are $548,250. For two-unit properties, the limit is $702,000, for three-unit structures it is $848,500, and four-unit homes have a maximum of $1,054,500.
Our FHA calculator allows you to access today's best FHA rates and identifies the necessary downpayment, income thresholds, credit requirements, reserves, and documentation required for eligibility.
With Lendersa®'s calculator, you can compare FHA rates and terms with those offered by other loan programs. This comprehensive tool covers Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans relative to FHA offerings.
By leveraging data from thousands of lenders, Lendersa® provides quick comparisons tailored to your unique financial situation and needs.
The Loan Limits Comparison Table for 2026 in the county of Deschutes, located in Three-Rivers, OR, facilitates evaluating maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further understand the qualification prerequisites such as income, reserves, and credit criteria, you can use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $460,000 | $588,850 | $711,800 | $884,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $368,000 | $368,000 | $368,000 | $368,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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