For the year 2026, the FHA loan limits in Hermiston county, within Umatilla, OR, are set at $472,030 for a single-family home. For 2-unit properties, the limit is $604,400; for 3-unit homes, it climbs to $730,525; and for 4-unit properties, the cap is set at $907,900.
The maximum conventional loan amount for a single-family residence reaches $726,200. For homes with 2-units, the limit is $929,850, while 3-units are capped at $1,123,900, and 4-units reach a maximum of $1,396,800.
By using our FHA calculator, you can discover today's optimal FHA rates and assess what's needed for qualification, including the downpayment, income requirements, credit status, reserves, and necessary documents.
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The Lendersa® calculator allows for a side-by-side comparison of FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® retrieves loan program data from thousands of lenders, offering quick comparisons against your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Hermiston county, located in Umatilla, OR, outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly compare qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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