2025 FHA (Government Loans) Limits for Umatilla, Umatilla County, Oregon

In 2025, the FHA loan limits for Umatilla county in the region of Umatilla, OR, are set at $472,030 for a single-family home, $604,400 for a two-unit dwelling, $730,525 for a three-unit property, and $907,900 for homes with four units.

The maximum limits for conventional loans on single-family residences are $726,200, $929,850 for two-unit homes, $1,123,900 for three-unit properties, and $1,396,800 for four-unit residences.

By using our FHA calculator, you can access today's best FHA rates and determine the required down payment, income level, credit score, reserves, and documents essential for loan qualification.

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Explore Your Loan Options in Umatilla, OR

The Lendersa® calculator allows you to assess FHA rates and terms with those of various other loan programs. You can explore and draw comparisons with conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans, all alongside FHA.

With access to a vast array of data from thousands of lenders, Lendersa® quickly matches these against your specific financial circumstances and requirements, providing personalized comparisons in seconds.

The Loan Limits Comparison Table for 2025 in Umatilla county within Umatilla, OR, enables you to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans in terms of maximum amounts. To evaluate qualification variables like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Umatilla county of Umatilla, OR

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • South Texas Lending
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