In 2026, the FHA loan limits for Umatilla county in the region of Umatilla, OR, are set at $472,030 for a single-family home, $604,400 for a two-unit dwelling, $730,525 for a three-unit property, and $907,900 for homes with four units.
The maximum limits for conventional loans on single-family residences are $726,200, $929,850 for two-unit homes, $1,123,900 for three-unit properties, and $1,396,800 for four-unit residences.
By using our FHA calculator, you can access today's best FHA rates and determine the required down payment, income level, credit score, reserves, and documents essential for loan qualification.
The Lendersa® calculator allows you to assess FHA rates and terms with those of various other loan programs. You can explore and draw comparisons with conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans, all alongside FHA.
With access to a vast array of data from thousands of lenders, Lendersa® quickly matches these against your specific financial circumstances and requirements, providing personalized comparisons in seconds.
The Loan Limits Comparison Table for 2026 in Umatilla county within Umatilla, OR, enables you to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans in terms of maximum amounts. To evaluate qualification variables like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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