In 2026, the FHA loan limits in La-Grande, located in Union county, OR, are as follows: for a single-family home, it's $356,362. If you have a two-unit property, the limit is $456,275. For three units, it's $551,500; and for four units, it reaches $685,400.
For conventional loans, the maximum amount for a single-family residence is $548,250. Two-unit homes can access $702,000, three units up to $848,500, and four-unit dwellings max out at $1,054,500.
Leverage our FHA calculator to view the best FHA rates available today, and identify necessary downpayments, income requirements, credit benchmarks, reserves, and documentation for qualification.
The Lendersa® calculator allows you to contrast FHA rates and terms with those from other financial products. Investigate Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money options alongside FHA.
Lendersa® rapidly compiles loan data from numerous sources, promptly comparing it against your unique financial situation and needs.
Refer to the Loan Limits Comparison Table for 2026 in La-Grande, Union, OR, to evaluate across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To examine qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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