In 2026, the FHA loan limit in Pendleton county of Umatilla, located in OR, is set at $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
For conventional loans, the maximum amount for single-family residences is $726,200. For properties with two units, it is $929,850, for three units $1,123,900, and for four-unit properties $1,396,800.
Utilize our FHA calculator to discover today's best FHA rates and determine the needed downpayment, income, credit, reserves, and documents required for eligibility.
Lendersa® calculator provides a way to compare FHA rates and terms with all other loan options. Consider exploring Conventional loans, Jumbo loans, VA, USDA, Non-Qm, and hard money loans alongside FHA options.
Lendersa® compiles loan program data from a vast number of lenders and quickly aligns it to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Pendleton, within Umatilla, OR, allows you to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For evaluating income, reserves, and credit requirements, employ Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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