In 2026, the FHA loan limits in the county of Lane, located in Oakridge, OR, are set as follows: $481,850 for single-family homes, $616,850 for duplexes, $745,650 for triplexes, and $926,650 for four-unit residences.
For conventional loans, the maximum amount for a single-family dwelling is $726,200. The limits extend to $929,850 for two-unit properties, $1,123,900 for three-unit homes, and $1,396,800 for four-unit buildings.
Make use of our FHA calculator to check out today’s top FHA rates and understand what is needed for down payment, income, credit, reserves, and required documents to qualify.
With the Lendersa® calculator, you can effectively compare the rates and terms of FHA loans with other loan programs. Explore varieties such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA offerings.
Collecting extensive data from numerous lenders, Lendersa® conducts rapid comparisons tailored to your personal financial scenario and needs.
In 2026, the Loan Limits Comparison Table, applicable in Oakridge county of Lane, OR, provides insights into maximum limits across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve into qualification criteria s including income, reserves, and credit standards, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $481,850 | $616,850 | $745,650 | $926,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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