For 2026, in the county of Malheur, located within Ontario, OR, the FHA loan cap is set at $472,030 for single-family homes. For two-unit properties, the limit is $604,400, for three-unit homes, it's $730,525, and for four-unit properties, it is $907,900.
The maximum loan for conventional loans spans $726,200 for a single-family home. Two-unit residences can access up to $929,850, three-unit homes top at $1,123,900, and four-unit residences have a limit of $1,396,800.
Utilize our FHA calculator to find the best FHA rates available today and determine necessary downpayment, income benchmarks, required credit scores, reserves, and documentation for qualification.
The Lendersa® calculator is effective for comparing FHA rates and terms with those offered by other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly gathers loan program data from a wide array of lenders, matching it to your distinct financial profile within seconds.
The Loan Limits Comparison Table for 2026 in Ontario county of Malheur, OR, enables you to evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For insight into requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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