For 2026, the FHA loan limit in Alsace county, part of Berks, PA, is set at $472,030 for single-family homes, $604,400 for duplexes, $730,525 for tri-plex units, and $907,900 for four-unit properties.
The cap on conventional loan amounts for a single-family residence is $726,200, with $929,850 for two-unit homes, $1,123,900 for three-unit properties, and $1,396,800 for four-unit settings.
Utilize our FHA calculator to assess the current top FHA rates and determine required down payment, income, credit, reserve requirements, as well as necessary documentation for qualification.
The Lendersa® calculator allows users to compare FHA rates and terms with those of other loan options, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
By swiftly aggregating data from thousands of lenders, Lendersa® delivers loan program comparisons tailored to your unique financial situation and requirements.
Refer to the Loan Limits Comparison Table for 2026 in Alsace county, Berks, PA, to evaluate maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Compare qualifying criteria like income, reserves, and credit with Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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