For 2025 in the county of Berks within PA, the FHA loan limit for Lorane is $472,030 for single-family homes. For properties with two units, it rises to $604,400, while 3-unit homes have a limit of $730,525, and four-unit properties are capped at $907,900.
Conventional loans allow a maximum of $726,200 for one-unit residences. For two units, the maximum is $929,850; it's $1,123,900 for three-unit buildings, and $1,396,800 for those with four units.
Use our FHA calculator to find the most advantageous FHA rates available today, and determine the downpayment, income, credit, reserves, and documentation required for eligibility.
The Lendersa® calculator makes it easy to compare FHA loan rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Gathering information from a wide range of lenders, Lendersa® swiftly compares this against your personal financial profile and needs.
For 2025, the Loan Limits Table outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans in Lorane county of Berks, PA. To evaluate qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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