In the current year, 2026, the limit for FHA loans in Lower-Alsace county, which is part of Berks, PA, stands at $356,362 for a single-family house. The limit for a duplex, or 2-unit home, is $456,275, while for triplexes, or 3-units, it's $551,500. For four-unit properties, the cap is $685,400.
In terms of conventional loan amounts, the maximum for a single-family residence is $548,250. For a 2-unit property, this maximum rises to $702,000, for 3-unit buildings, it is $848,500, and for 4-unit homes, the limit is $1,054,500.
Our FHA calculator is available to help you locate today’s most advantageous FHA rates and establish the necessary down payment, income qualifications, credit criteria, reserves, and documentation needed for FHA eligibility.
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The Lendersa® calculator gives you the ability to measure FHA rates and terms in comparison to those of other lending programs. Dive into and compare the terms of Conventional loans, Jumbo loans, VA, USDA, Non-QM, alongside hard money loans, against FHA options.
With data sourced from thousands of lenders, Lendersa® quickly aligns this information with your distinctive financial profile and specific needs in a matter of seconds.
Consult the Loan Limits Comparison Table for 2026 in Lower-Alsace county of Berks, PA for detailed comparisons of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To analyze qualification requirements, including aspects such as income, reserves, and credit, turn to Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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