For 2026, in Easton, located within Northampton county of PA, the FHA loan limits are determined as follows: $472,030 for a single-family dwelling, $604,400 for two-unit properties, $730,525 for three-unit structures, and finally, $907,900 for properties with four units.
The conventional loan limits for a single-family residence start at $726,200. For two-unit homes, they increase to $929,850, rise to $1,123,900 for three units, and max out at $1,396,800 for four-unit spaces.
To explore today’s FHA rates, use our calculator which also helps calculate the needed down payment, income, credit requirements, reserves, and documents essential for qualifying for a loan.
The Lendersa® calculator allows you to compare FHA rates and terms with those from other loan programs. Delve into the terms for Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in comparison to FHA options.
Lendersa® pulls in data from thousands of lenders, performing rapid comparisons against your specific financial profile and requirements.
For 2026, the Loan Limits Comparison Table in Easton county, Northampton, PA includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To better understand qualification requirements like income, reserves, and credit evaluations, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for detailed insights.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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