In the year 2026, the FHA loan limits set in Wilson county of Northampton, PA, are $472,030 for single-family homes, $604,400 for 2-unit dwellings, $730,525 for 3-unit properties, and $907,900 for 4-unit buildings.
Conventional loan maximums are $726,200 for single-family households, $929,850 for homes with 2 units, $1,123,900 for 3-unit residences, and $1,396,800 for those with 4 units.
Use our FHA calculator to discover today's prime FHA rates and to gain insight into the necessary downpayment, income, credit status, reserves, and documents for loan qualification.
The Lendersa® calculator provides a comparison of FHA rate and terms with other loan programs. Look into and compare Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® gathers loan data from numerous lenders and quickly evaluates it in relation to your specific financial profile and needs.
Loan Limits Comparison Table for 2026 in Wilson county of Northampton, PA shows the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Evaluate qualification criteria like income, reserves, and credit with Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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